Credit Monitoring
For people who want more than just the free copies of their credit reports, there are paid services called credit monitoring. You pay
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Leave home without credit cards
For Joe, the power of suggestion is an awesome thing. Or perhaps he just watches too much television. Whatever it is, Joe finds
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Secured Credit Cards
Secured credit cards are for people who have poor or no credit. The bank that issues your secure credit card will require that
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Credit report
There are many important documents in our lives, but when it comes to financial matters there are few documents as important as the
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Budgeting makes good sense in marriage
Money shouldn't be a marriage breaker. But statistics are clear: IT IS! Nearly every couple will argue about finances sometime during their marriage.
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Reduce the money you spend on groceries
How many trips to the grocery store do you make in a week? How many times do you look at the clock, only
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Choosing a foreign exchange broker
The Foreign Exchange is a very specialized form of day trading, and the largest in the world. Choosing a qualified broker who has
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Credit and credit cards
You probably receive letters in the mail and see the advertisements on TV for credit card promotions:
0% Interest Rate!
No Payments until the Year
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Creditors and collection agencies
Put simply, creditors are the people or companies that you owe. Creditors are lenders who extend a line of credit to you through
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Lower credit card interest rate
With every credit card you get you have an interest rate. Your interest rate determines how much the credit card company is going
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Fixed rate mortgage
Houses are so expensive today that it makes it difficult to commit to take the plunge and acquire a large monthly payment.
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Secure mortgage loan
Acquiring a home is a first time experience that flusters many people. So many new terms to understand can be confusing. In fact,
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Credit card interest rates
And finally, we need to talk about interest rates. We left interest rates for the end because interest is the least understood and
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Credit Card Basics
You no doubt know the basics about credit cards. You get to buy stuff now and pay later. We're going to get a
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Adjustable rate mortgage
If you are buying a home for the first time, then you are wondering what type of mortgage to get. Unless you
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The federal reserve and interest rates
The Federal Reserve, often referred to as the "Fed," is the central banking system of the U.S. It is made up of a
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Payday loans
A payday loan is a fast, simple and easy way to obtain cash when you need it, right away. Maybe your car suddenly
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Tips for the smart investor
Investing is one of those things that often sounds quite a bit more difficult and mysterious than it actually is, and getting started
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Legitimate online lenders
Financial lenders and mortgage brokers alike have extended their reach to the Internet in an attempt to offer and provide mortgages and loans
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Raising your credit score
The better your credit score and overall creditworthiness, the more likely it is you'll qualify to buy the house of your dreams. You
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Interest only mortgage
The interest only mortgage is a terrific financial tool for those of you who want to buy more home than you can currently
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Save money on cleaning supplies
Everyone knows how expensive cleaning supplies can be. It seems that there is a different type of cleaning agent for every crack, crevice
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Mortgage cost
Your mortgage cost is going to depend on several things: the amount you borrow, the interest rate you are offered, your annual percentage
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Homeowner loan
With the rising cost of inflation and the appreciation of property across the country, procuring a Homeowner Loan for a large sum of
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Reducing debt
If you are serious about getting out of debt, you need to change your spending habits. I found that the best way to
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The importance of a balanced portfolio
Everyone has heard the old advice to never put all your eggs in one basket, and that adage is certainly true when that
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Credit card debt
Many of us are suffering from credit card debt. Our society has become a credit driven society. Instead of saving money to buy
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Credit Bureaus
There are three major, national credit bureaus that collect and maintain credit information on you. They are:
Equifax Experian (formerly TRW) TransUnion
The credit bureaus are
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Texas home equity loans
The state of Texas, as a late arrival on the home mortgage lender scene, has more rules and regulations than Texas has armadillos.
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Debit Cards
Debit cards are basically electronic checks. They are directly linked to your checking account. Newer debit cards have the Visa or Mastercard logo,
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Buy life insurance
Whole life insurance provides two benefits to people:
1. It pays beneficiaries upon the death of the insured.
2. It invests some of your money
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Credit Score
Reading and interpreting credit reports can be time-consuming. In fact, most lenders have decided that they dont want to do all that work!
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Beware of bad credit loans
You might think that having bad credit means that you cannot obtain a loan or that you will need to pay outrageous interest
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Managing a mortgage
In years past, mortgages were thought of as a means to an end. It was simple secure a mortgage, make payments for
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How to avoid foreclosure
A mortgage is something that most adults look forward to having at sometime during their lifetime. Along with the pleasure of owning a
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Texas real estate laws overview
The home mortgage business sauntered into Texas in 1997 when state laws were amended to allow home equity loans. Texans, being who they
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Debit cards facts
Your bank has asked if you would like a debit card, however you are rather unfamiliar with debit cards. Take a few minutes
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Skip tracing
Any internet user can attest to the fact that just about anything can be found online. From the most obscure facts to the
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Maintain a good credit rating
If you have a good credit rating and you want to hold onto it, there are a few things that you should remember
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Loyalty Cards
Many supermarkets offer loyalty cards (also known as club cards or rewards cards) to their customers. If you have one of these cards,
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Making money on the side with a model job
Working as a model is the perfect way to make some money on the side with a part-time job that does not require
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40 instant ways to save
There just isn't enough money. The electric bill can be paid, but everything else is a few weeks behind. Once you are caught
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Incoming insurance for foreign guests and visitors to Germany
In the event that foreigners visiting Germany, Switzerland and other Schengen countries are taken ill, the medical costs can be covered by an
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Saving money on your grocery bill
Many people pass over the coupon pages of the Sunday newspaper without even giving it a thought. If you found a dollar bill
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Which mortgage is better?
Which is better? An adjustable rate mortgage (ARM), fixed rate mortage (FRM) or a hybrid of the two?
Adjustable rate mortgages start out with
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How can I eliminate my debt?
For most people, the best way to reduce debt is a three-pronged program:
1. Reduce expenses.
2. Increase income.
3. Pay off each bill one by
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The Rent-to-Own Trap
You see a TV set at the rent-to-own center that you like. It's a big-screen version, complete with high-definition capabilities and a remote
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